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No-obligation review

Free Merchant Services Cost Analysis — See What You’re Paying

Get a free merchant services cost analysis from Brookside Payments. Send your processing statement and we’ll calculate your effective rate, identify the biggest fee drivers, and outline clear options for reducing cost.

free merchant services cost analysis statement review
No obligation • No long-term contract required • Response within one business day
Get My Free Analysis ↓
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Proof

What merchants value most in a free merchant services cost analysis

Clarity

We separate interchange, assessments, and markup so you can compare options accurately.

Measured outcomes

We focus on your real statement data and transaction mix — not generic rate promises.

“We reduced our effective rate from 3.41% to 2.58% within 60 days and gained clearer reporting.”
— CFO, Multi-Location Restaurant Group
Results vary based on card mix, entry methods, and monthly fees. We’ll show the drivers so you can make an informed decision based on your actual statement data.
What you’ll get

What’s in the analysis

From the testimonial above: one CFO cut their effective rate from 3.41% to 2.58% within 60 days. Here’s what’s in the report you’ll receive:

✓
Your current effective rate — calculated from your actual statement totals using your effective rate formula
✓
The interchange categories driving the most cost on your statement
✓
Any fee line items that look above-market for your business type and volume
✓
A side-by-side comparison showing what the same volume would cost under each major pricing model including interchange plus, flat-rate, and tiered — or choose to move toward a no cost/low cost programs like dual pricing, cash discount, and surcharge — so you can see which structure actually fits your growing business
✓
ETF breakeven analysis if your current contract has an early termination fee, so you know exactly how long it takes a competitive rate to recoup the exit cost
✓
Everything in writing — every number explained. If pricing is already competitive, the analysis confirms it. If it isn’t, the analysis shows exactly where the savings come from
Request

Request your free merchant services cost analysis

Upload your most recent statement if you have one — we’ll follow up for any details we need.

One call, that’s all. Never shared, never added to a list.
We only use it to calculate fees and effective rate.
Your information stays with Brookside. Phone, email, and any statement you upload are never shared.
Process

What happens after your free merchant services cost analysis

  1. We review your statement and calculate your effective rate and fee structure.
  2. You receive a clear summary of the primary cost drivers (what’s moving the number).
  3. We outline options you can compare — pricing structure, operational fit, and next steps.
Most cost improvements are identified within one review cycle.