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No-obligation review

Free Merchant Services Cost Analysis — See What You’re Paying

Get a free merchant services cost analysis from Brookside Payments. Send your processing statement and we’ll calculate your effective rate, identify the biggest fee drivers (see a sample review first), and outline clear options for reducing cost.

Get My Free Analysis ↓
No obligation • No long-term contract required • Response within one business day
What you’ll get

What’s in the analysis

Before you send anything, here is exactly what comes back — usually within one business day:

✓
Your real effective rate — total fees divided by total volume, calculated from your actual statement. Not the rate you were quoted, and usually not the rate you think you are on. This is the one number that matters.
✓
Which fees are real cost, and which are markup — interchange and assessments are pass-through; nobody can discount them. Everything else is negotiable. We show you the split, line by line, and flag anything above market for your volume and business type.
✓
What to do about it, with the math — what the same volume would cost under each structure, including the fee-offset programs that move the cost off your books entirely. If you are locked into an early termination fee, the breakeven comes with it. And if your pricing is already competitive, the analysis says so and you owe nothing.
Request

Request your free merchant services cost analysis

One call, that’s all. Never shared, never added to a list.
Your information stays with Brookside. Phone, email, and any statement you upload are never shared, and remains private.
Before You Send It

The Three Questions Everyone Actually Has

Nobody hesitating over this form is wondering about features. They are wondering about these. So here are the answers, before you fill anything in.

Do I have to switch processors to get the review?

No. The review is a read of your statement, not a sales gate. Plenty of people take the numbers, go back to their current processor with them, and negotiate a better deal there. That is a completely fine outcome, and it costs you nothing.

Will you call me over and over?

No. You get one reply with your numbers in it, and then the next move is yours. There is no list, no drip sequence, and no rep working a quota. If you never write back, you never hear from us again.

What if I am locked into a contract with an early termination fee?

Then we do the breakeven math before anything else — what the ETF costs against what you would save, and how many months it takes to come out ahead. Sometimes the answer is to wait out the term, and we will say so. You can run it yourself with the early termination fee calculator.

One more, since it is the real one: if your current deal is already good, we tell you so and you owe us nothing. It happens more often than you would think. To see exactly what comes back either way, here is a full statement review, line by line.

Process

What happens after your free merchant services cost analysis

  1. We review your statement and calculate your effective rate and fee structure.
  2. You receive a clear summary of the primary cost drivers (what’s moving the number).
  3. We outline options you can compare — pricing structure, operational fit, and next steps.
Most cost improvements are identified within one review cycle.