Plain-English breakdowns of fees, pricing models, and industry practices so you can make smarter decisions for your business.
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Industry Insights Your Grooming Software Probably Owns Your Payments Run a grooming salon, boarding kennel, or doggy daycare and you almost certainly run it on software — MoeGo, Gingr, DaySmart, Pawfinity — that schedules the appointments, stores the pet records, and, increasingly, processes the cards. And because grooming is a tipped service, how that tip […]
Read Article →Industry Insights You Take the Money a Year Before You Deliver Anything A wedding venue books a date twelve to eighteen months out and collects a deposit the moment the contract is signed — then holds that money, and the installments that follow, for a year or more before a single guest walks in. No […]
Read Article →Industry Insights A Summer Camp Gets Paid Months Before a Single Camper Arrives Most businesses deliver, then get paid. A summer camp does it backwards: families register and put down deposits in the winter, settle tuition in the spring, and the camp itself doesn’t run until June. For a few compressed weeks of registration season, […]
Read Article →Industry Insights A Marina Is Several Businesses Sharing One Dock Most merchants run one kind of business. A marina runs four at once: it rents slips on a season-long recurring contract, sells fuel at the dock, writes service and repair tickets in the yard, and rings up snacks and gear in the ship’s store — […]
Read Article →Industry Insights A Liquor Store Is Not the Corner Store It’s easy to assume a liquor store processes cards like the convenience store next door, but the economics are almost the opposite. The corner store lives on micro-tickets where a flat per-transaction fee is the enemy; a package store rings up a $40 bottle of […]
Read Article →Industry Insights The Corner Store Lives and Dies on the Fixed Fee A convenience store rings up a thousand tiny sales a day — a $2.50 soda, a $4 bag of chips, a $1.25 coffee. On tickets that small, the part of the processing cost that hurts isn’t the percentage rate; it’s the fixed per-transaction […]
Read Article →Industry Insights Built for the Booth, Not the Store A farmers market vendor isn’t running a store. There’s no wired internet, no permanent terminal bolted to a counter, no checkout line that stays in one place — just a folding table, a few months of the year (or a few mornings a week), and a […]
Read Article →Industry Insights The Package You Sold Is a Loan Your Client Made You A personal trainer’s biggest sale is usually the one that creates the most risk: the prepaid package. Sell someone twenty sessions for $1,400 and you’ve just collected money you haven’t earned yet — every unused session is a workout you still owe. […]
Read Article →Industry Insights A Car Ships on a Card Deposit and a Cash Balance Moving a vehicle across the country doesn’t get paid like a normal sale. The customer puts a deposit on a card when they book — often a few hundred dollars against a thousand-dollar-plus move — and the balance is paid in cash […]
Read Article →Industry Insights In a Body Shop, the Only Thing You Card Is the Deductible A collision repair is a big-dollar job, but almost none of it runs through your card terminal. The insurer pays the claim — the bulk of the money — directly to the shop. The customer pays one thing: the deductible. That […]
Read Article →Industry Insights A Car Wash Is a Subscription Business Wearing a Tunnel The cars going through the tunnel aren’t the business anymore. The membership is. The unlimited-wash club — that flat monthly charge a few thousand members forget they’re paying — is the predictable, high-margin recurring revenue that modern car washes are actually built around, […]
Read Article →Industry Insights At a Dealership, the Biggest Sale Is the One That Never Touches a Card A car dealership is four or five businesses sharing a lot. There’s the vehicle sale, the service drive, the parts counter, the finance office, and the used side — and they don’t move money the same way at all. […]
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